At Delp & Company, our services are designed to safeguard and enhance family wealth across generations. We align art with science: understanding your family’s vision, values, and aspirations of your estate plan, while implementing technical solutions that maximize growth, eliminate taxes, and protect your legacy.
Transform Your Life’s Vision into Enduring Legacy
Our wealth transfer designs grow and protect your life’s work, enabling your family legacy to thrive.
Protect. Preserve. Prosper.
Our Approach
Every family has a unique story, a set of values, and aspirations instilled upon them from their parents. Building a legacy that endures requires both vision and execution. Disciplined execution, decades of experience and advanced technology, allows Delp & Co to align your purpose and wealth to flourish for generations.
The Art
Your story has created a blueprint for your legacy. We align your legacy with your vision—not just your assets.
The Science
Our team aligns estate planning, tax strategies, investment structures, and life insurance designs to translate your vision into reality.
The Technology
Sophisticated tools and decades of expertise ensure your wealth continues to grow, remains protected, and transfers efficiently.
Client Success Stories
My husband and I were looking for a better way to make sure our life’s work was protected. Our legacy is important to us, and we wanted to make it lasting. The Delp team gave us solution options we had not seen before. Well done!
BG – Miami, Florida
The professionalism of Brad and Bob's team is great. Hands-on.
EC – Boca Raton, Florida
Have bought several insurance policies over the years, a couple we did not even remember. They helped us review them to today. Solution we had no idea of.
Client – Palm Beach, Florida
A friend referred us, they are quite detailed and unlike any proposals we'd seen. Nothing cookie cutter. The trust structure recommendation was a bonus we hadn't expected. Nothing cookie cutter here.
NP – Denver, Colorado
What stood out was how collaborative, responsive, and truly knowledgeable the team was. It felt like a true partnership.
Client – Ohio
Brad gave us a second opinion 7 years ago and told us we were in good shape. When things changed, we returned. They built a flexible plan to transfer our wealth to our children on our own time schedule.
JD – Scottsdale, Arizona
We’ve been working with Brad and his team for decades. Terrific.
Client – Maumee, Ohio
32 year clients, and I’m receiving the benefits today from plans we put in place years ago. Our efforts have paid off as promised.
Client – Largo, Florida
Two years ago, underwriting was overwhelming, and my wife and I just stopped. After that we were referred to Bob. Their team knows how to navigate underwriting for sure. They were adept in interfacing with the carriers to get us a rating we did not think we could get.
DS – Del Mar, California
As Canadians, our Cross Border estate situation is complex. The tools and insurance solutions Brad and Bob brought us were a game-changer for our family. We did not know that these options existed in moving our wealth to our children.
BM – Ontario, Canada
Our Core Services
Wealth Transfer & Estate Planning
Estate plan review.
Customized designs tailored to high-net-worth individuals.
Eliminate estate, gift, and income taxes.
Protect assets from creditors, predators, and failed marriages.
Maximize generational wealth transfer through unique and disciplined strategic planning.
Life Insurance Review & Design
Advanced life insurance designs, eliminate taxes and provide liquidity.
Unmatched Internal Rates of Return (IRR).
Design solutions ensure long-term flexibility and security.
Full management of the underwriting process proactively directed by our expert underwriting team.
Business Succession Planning
Comprehensive ownership transition design and structures.
Valuation and funding strategies.
Tax and estate integration and alignment.
Continuity and governance planning.
Charitable Giving & Philanthropy
Legacy Gift — Your last and Final Teaching.
Strategic designs to enhance charitable dollar impact today and/or for future endowments.
Receive recognition for gifts during donors’ lifetime.
Focus on tax efficiency.
USA-Canada Cross-Border Planning
Flexible design tailored to unique high-net-worth cross-border tax and estate needs.
Best-in-Class life insurance carriers located in USA.
USA carriers deliver unmatched Rates of Return to cross-border clients.
Advisory Team Collaboration
We work with your existing CPAs, attorneys, and financial advisors.
In-depth policy portfolio reviews and integrated approach to ensure that individual decisions align with your family’s overall wealth strategy.
Over 65 years of experience in high-net-worth estate planning.
Billions transferred successfully across multiple generations.
Singular focus on creating enduring, tax-efficient legacies.
Your Questions
What is a sophisticated wealth transfer plan and why do I need one?
A sophisticated wealth transfer plan aligns all aspects of your estate including legal, insurance, tax, investment planning with the flexibility to adapt to your changing circumstances. A design that ensures your plan is protected and family goals are met with high efficiency. A legacy lasting for generations.
Why do I need an estate plan?
An estate plan protects your family, preserves your wealth, and ensures your wishes are carried out. Without one, state law decides — often with unnecessary taxes, delays, and costs. The right plan provides clarity, flexibility, minimizes taxes, and delivers tax-advantaged solutions to secure your legacy for generations to come.
How can I legally reduce estate and inheritance taxes?
We design tax-advantaged plans using life insurance, trusts and charitable strategies to minimize taxes while maximizing what reaches your heirs. The right mix can significantly reduce estate and inheritance costs without compromising your goals.
Can life insurance help protect my family’s inheritance?
Absolutely. Life insurance can:
- Provide tax-free liquidity at death
- Cover estate taxes without needing to sell assets
- Equalize inheritances among children
- Support charitable giving while preserving your legacy
How do I maximize the wealth passed to the next generation?
A tailored mix of trusts, insurance, and tax strategies allows you to retain and transfer more of your estate efficiently, preserving your family’s financial legacy and long-term vision.
Are there strategies for cross-border families or foreign nationals?
Absolutely. We create U.S. and international solutions that balance tax efficiency, legal compliance, and asset protection for families with cross border ties.
Can charitable giving reduce my estate taxes?
Yes. Tools like charitable trusts or donor-advised funds let you support causes you care about while reducing estate taxes. Combined with wealth replacement strategies, your heirs’ inheritance remains intact.
How often should I review my estate plan?
Review your estate plans every 3-5 years and immediately after any major life event. Major events include tax law changes, marriage, divorce, new children/grandchildren, family death or disability, sale or purchase of a business, moving to another state, significant net worth change, etc.